Crypto Credit Card Comparison & Reviews

The best crypto credit cards with the most attractive conditions (04/2024).

11 Crypto Credit Cards
Coinbase

Coinbase

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Requirements

Active & verified Coinbase Account + crypto balance of $5

Fees

$0,00 annual fee
$4.95 issuing fee
0.2% (USA), 3% (international) payment fee
2.49% Crypto-to-Fiat conversion fee

Cashback

4% back in XLM, GRT or
1% back in BTC, ETH, DOGE, DAI

Cash withdrawal

$200 free/ month, 1% thereafter in US & 2% international ($15,000 limit/ month)

Payment currencies

Crypto

Card type

Visa Debitcard

Connected payment service

Additional perks

- instant & direct Krypto-to-Fiat payment
- payment with any of the 35+ supported coins
- cashback in Bitcoin and other Crypto currencies

Website

Binance

Binance

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Requirements

Active & verified Binance Account

Fees

$0,00 annual fee
$0,00 issuing fee
0,90% payment fee
0% Crypto-to-Fiat conversion fee (market price)

Cashback

0,1% in BNB (0 BNB holdings; $50 reward cap/ month),
2% in BNB (1 BNB holdings, $100 reward cap/ month),
3% in BNB (10 BNB holdings, $150 reward cap/ month),
4% in BNB (40 BNB holdings, $200 reward cap/ month),
5% in BNB (100 BNB holdings, $275 reward cap/ month),
6% in BNB (250 BNB holdings, $350 reward cap/ month)
8% in BNB (600 BNB holdings, $500 reward cap/ month)

Cash withdrawal

0,9% / withdraw

Payment currencies

Crypto, Fiat

Card type

Visa Debitcard

Connected payment service

Additional perks

- instant & direct Krypto-to-Fiat payment at current market price

Website

Nexo

Nexo

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Requirements

Active & verified Nexo Account

Fees

$0.00 annual fee
$0.00 issuing fee
0% payment fee
Credit line rate: Base 13.9%, Silver 12.9%, Gold 1.9% - 8.9%, Platinum 0% - 6.9%

Cashback

0.5% in NEXO Tokens or 0.1% in BTC (Base user),
0.7% in NEXO Tokens or 0.2% in BTC (Silver user),
1% in NEXO Tokens or 0.3% in BTC (Gold user),
2% in NEXO Tokens or 0.5% in BTC (Platinum user)

Cash withdrawal

10 free/ month, thereafter $1.99/ withdrawal ($10,000 limit/ month)

Payment currencies

Fiat

Card type

Mastercard Creditcard

Connected payment service

Additional perks

- Credit line with rates up to 0% APR
- crypto holdings as collateral (no credit check required)
- no minimum monthly repayments
- flexible credit repayment
- cashback in Bitcoin

Website

Gemini

Gemini

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Requirements

Active & verified Gemini Account

Fees

$0.00 annual fee,
$0.00 issuing fee,
0% payment fee,
up to $20 late payment fee,
up to $30 returned payment fee,
12.24% - 24.24% variable APR

Cashback

3% on dining ($6,000 reward cap/ Year, then 1%),
2% on groceries,
1% on other purchases
Cashback can be paid out in 60+ supported cryptocurrencies

Cash withdrawal

3%/ withdrawal (min. $10), withdrawal limit is equal to 10% of personal total credit limit

Payment currencies

Fiat

Card type

Mastercard Creditcard

Connected payment service

Additional perks

- change preferred crypto cashback at any time
- three different stainless steel cards: black, silver & rose gold
- instant crypto cashback deposits

Website

Bitpanda

Bitpanda

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Requirements

Active & verified Bitpanda Account

Fees

$0,00 annual fee
$0,00 issuing fee
0% payment fee

Cashback

0.5% in BTC (5,000 BEST)
1% in BTC (10,000 BEST)
2% in BTC (50,000 BEST)
No cashback when payment in Fiat, UDSC or USDT

Cash withdrawal

$1,50/ withdrawal/ month(<5,000 BEST)
1 free/ month (5,000 BEST)
5 free/ month (10,000 BEST)
unlimited (50,000 BEST)

Payment currencies

Crypto, Fiat

Card type

Visa Debitcard

Connected payment service

Additional perks

- instant & direct Krypto-to-Fiat payment

Website

Crypto.com - Midnight blue

Crypto.com - Midnight blue

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Requirements

$0 in CRO Staking

Fees

$0,00 annual fee
$0,00 issuing fee
0% payment fee

Cashback

no cashback

Cash withdrawal

$200 free/ month, 2% thereafter ($5,000 limit/ month)

Payment currencies

Fiat

Card type

Visa Prepaid

Connected payment service

Additional perks

- Token swap

Website

Crypto.com - Ruby Steel

Crypto.com - Ruby Steel

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Requirements

$400 in CRO Staking

Fees

$0,00 annual fee
$0,00 issuing fee
0% payment fee

Cashback

1% in CRO token ($25 reward cap/ month)

Cash withdrawal

$400 free/ month, 2% thereafter ($10,000 limit/ month)

Payment currencies

Fiat

Card type

Visa Prepaid

Connected payment service

Additional perks

- high quality metal card

Website

Crypto.com - Royal Indigo & Jade Green

Crypto.com - Royal Indigo & Jade Green

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Requirements

$4,000 in CRO Staking

Fees

$0,00 annual fee
$0,00 issuing fee
0 % payment fee

Cashback

2% in CRO token ($50 reward cap/ month)

Cash withdrawal

$800 free/ month, 2% thereafter ($10,000 limit/ month)

Payment currencies

Fiat

Card type

Visa Prepaid

Connected payment service

Additional perks

- Airport lounge access
- high quality metal card

Website

Crypto.com - Frosted Rose Gold & Icy White

Crypto.com - Frosted Rose Gold & Icy White

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Requirements

$40,000 in CRO Staking

Fees

$0,00 annual fee
$0,00 issuing fee
0% payment fee

Cashback

3% in CRO token (no reward cap/ month)

Cash withdrawal

$1,000 free/ month, 2% thereafter ($10,000 limit/ month)

Payment currencies

Fiat

Card type

Visa Prepaid

Connected payment service

Additional perks

- Spotify Premium subscription for free
- Netflix subscription for free
- Airport lounge access +1 Guest
- Amazon Prime subscription
- 10% Expedia discount
- high quality metal card

Website

vivid

vivid

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Requirements

Active & verified Vivid checking account

Fees

$0.00 annual fee (Standard user), $119.88 (Prime user)
$0.00 issuing fee
0% payment fee

Cashback

0,5% in EUR for Standard User (20€ reward cap/ month),
1,5% in EUR for Prime User (100€ reward cap/ month)

Non EUR purchases:
1% in EUR for Standard User (20€ reward cap/ month),
2% in EUR for Prime User (100€ reward cap/ month)

Cash withdrawal

$200 free/ month, thereafter 3%
$1000 free/ month (Prime user), thereafter 3%

Payment currencies

Fiat

Card type

Visa Debitcard

Connected payment service

Additional perks

- high quality metal card (Prime User)
- 100 cryptocurrencies available for trade

Website

Wirex

Wirex

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Requirements

Active & verified Wirex Account

Fees

$0,00 annual fee (Standard), $102 (Premium), $306 (Elite)
$0,00 issuing fee
0% payment fee

Cashback

0.5% in WXT for Standard User (10k WXT reward cap/ month),
3% in WXT for Premium User (50k WXT reward cap/ month),
8% in WXT for Elite User (150k WXT reward cap/ month)

Cash withdrawal

$400 free withdrawals/ month, thereafter 2%/ withdrawl ($5,000 limit/ month)

Payment currencies

Crypto, Fiat

Card type

Visa Debitcard

Connected payment service

Additional perks

- Support of 150 Fiat currencies
- Instant fiat-to-fiat currency exchange

Website

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Crypto Interest Rates

Earn interest on your crypto holdings or deposit them as loan collateral

BTC ETH USDT USDC XRP
0.2 - 8.5%
0.2 - 7%
0.2 - 8%
0.4 - 12%
0.4 - 12%
2.5 - 8%
1 - 8%
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