Crypto Lending Interest Rates

Earn interest on your cryptocurrencies like Bitcoin, Ether, Litecoin and Stablecoins (Status: August 2022)

6 Platforms 82 Crypto-Assets

Lending-Platform	Interest	BTC	ETH	USDT	USDC	DAI	LINK	LTC	XRP	DOGE	XLM	REP	MKR	BAT	EOS	BCH	BNB	ZRX	TRX	MANA	KNC	ADA	ENJ	FIL	ZIL	TUSD	SNX	NEXO	SUSD	VET	GUSD	PAX	FTM	CRO	WBTC	ATOM	CELR	MATIC	ONE	ALGO	RUNE	FTT	BUSD	PAXG	HUSD	KSM	SOL	AVAX	SRM	SAND	NEAR	DOT	EGLD	GALA	UNI	APE	AAVE	TCAD	TGBP	TAUD	AXS
BlockFi Details	BlockFi pays Shrimp rates up until the following deposit limits: <0.35 BTC <5 ETH <100 LTC <2,000,000 USDC <2,000,000 GUSD <2,000,000 PAX <5 PAXG <5,000,000 USDT <500 LINK <2,000,000 BUSD <500 UNI <20,000 BAT <2,000,000 DAI For all other currencies, the interest rates are independent of the deposit amount, so there are not Shrimp and Whale tiers BlockFi pays Whale rates starting from the following deposit amounts: >0.35 BTC >5 ETH >100 LTC >2,000,000 USDC >2,000,000 GUSD >2,000,000 PAX >5 PAXG >5,000,000 USDT >500 LINK >2,000,000 BUSD >500 UNI >20,000 BAT >2,000,000 DAI For all other currencies, the interest rates are independent of the deposit amount, so there are no Shrimp and Whale tiers. Important: This is a tier system, meaning you will not get the Whale interest rate on the total deposit amount, but only on the amount exceeding the Shrimp limit. Within the Shrimp zone, you will get the Shrimp rate.	2 - 3.5% 2%	2 - 3.5% 2%	7.5 - 8.8% 7.5%	7 - 8.5% 7%	5 - 7% 4%	0.5 - 3% 0.1%	1 - 3.5% 0.1%		2 - 2%				0.2 - 1% 0.1%	3 - 3%	3 - 3%	3 - 3%		6 - 6%	3 - 3%		10 - 10%		2 - 2%							7 - 8.5% 7%	7 - 8.5% 7%	3 - 3%			7 - 7%		11 - 11%		2.5 - 2.5%	3 - 3%	3 - 3%	7 - 8.5% 7%	0.2 - 3.2% 0.1%			10 - 10%	10 - 10%	3 - 3%	3 - 3%	7 - 7%	9.5 - 9.5%		3 - 3%	0.2 - 3.2% 0.1%		3 - 3%				3 - 3%
Nexo Details	Nexo pays Shrimp rates up until the following deposit limits: <$25,000 for BTC, <$100,000 for ETH, <25,000 for Stablecoins. Nexo pays Whale rates for amounts exceeding the following thresholds: >$25,000 for BTC, >$100,000 for ETH, >25,000 for Stablecoins.	3 - 7% 1.5 - 7%	4 - 8% 1.5 - 8%	8 - 12% 4 - 12%	8 - 12% 4 - 12%	8 - 12% 4 - 12%	3 - 7% 1.5 - 7%	4 - 8% 4 - 8%	4 - 8% 1 - 8%	0 - 3% 0 - 3%	4 - 8% 4 - 8%				4 - 8%	4 - 8%	4 - 8%		4 - 8%			4 - 8%				8 - 12% 4 - 12%		4 - 12%				8 - 12%	4 - 8%			4 - 8%		10 - 16%						3 - 7% 1 - 7%	8 - 12% 4 - 12%	4 - 8% 4 - 8%	4 - 8% 4 - 8%	7 - 12% 7 - 12%			4 - 10% 4 - 10%	10 - 15% 10 - 15%				4 - 9% 4 - 9%					4 - 8% 4 - 8%
Cake Details		3.5 - 6%	3.5 - 6%	7%	7%
crypto.com Details	Crypto.com pays Shrimp rates for deposits worth up to <27.000 US dollars. Crypto.com starts paying Whale rates for deposits that exceed the equivalent of >27.000 US dollars.	0.2 - 4% 0.2 - 0.6%	0.2 - 4% 0.2 - 0.6%	0.4 - 8% 0.4 - 1.2%	0.4 - 8% 0.4 - 0.1%	0.1 - 3% 0.1 - 0.4%	0.1 - 3% 0.1 - 0.4%	0.1 - 3% 0.1 - 0.4%			0.1 - 3% 0.1 - 0.4%			0.1 - 3% 0.1 - 0.4%		0.1 - 3% 0.1 - 0.4%	0.1 - 3% 0.1 - 0.4%			0.1 - 3% 0.1 - 0.4%		0.1 - 3% 0.1 - 0.4%	0.1 - 3% 0.1 - 0.4%		0.2 - 6% 0.2 - 0.9%	0.1 - 3% 0.1 - 0.4%				0.1 - 3% 0.1 - 0.4%		0.1 - 3% 0.1 - 0.4%	0.4 - 5% 0.4 - 0.8%	2 - 4% 2 - 0.6%		0.4 - 5% 0.4 - 0.8%	0.1 - 3% 0.1 - 0.4%	1.1 - 12.5% 1.1 - 1.9%	0.2 - 6% 0.2 - 0.9%	0.1 - 3% 0.1 - 0.4%				0.1 - 3% 0.1 - 0.4%			0.2 - 4.5% 0.2 - 0.7%	0.2 - 6% 0.2 - 0.9%			0.2 - 6% 0.2 - 0.9%	1.1 - 12.5% 1.1 - 1.9%	0.4 - 5% 0.4 - 0.8%		0.1 - 3% 0.1 - 0.4%			0.1 - 3% 0.1 - 0.4%	0.1 - 3% 0.1 - 0.4%	0.1 - 3% 0.1 - 0.4%
Aave Details			0.1%	0.1%	0.6%	0.3%	0%					0% 0%	0% 0%	1.1% 1.1%				0% 0%		0.1% 0.1%	0.9% 0.9%					0.4% 0.4%	0.6% 0.6%		0.7% 0.7%						0% 0%								0.2% 0.2%														0% 0%

All information is unofficial and subject to change.

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»Compound interest is the eighth wonder of the world.
He who understands it, earns it. He who doesn’t, pays it.«

Albert Einstein

Physicist and Nobel Laureate

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Top Cryptocurrency Interest Rates in 2022

The Crypto Lending Interest rates above show base rates and maximum rates, meaning the highest rates available on the platform. Savers can earn these rates by depositing their cryptocurrencies on the respective platform in a crypto interest account. Stablecoins typically earn higher rates than volatile cryptocurrencies like Bitcoin or Ethereum. The above table does not display real-time data or live rates, but we update the rates daily to show you where you can earn the highest rates in 2022. Usually, rates on CeFi platforms are relatively stable and do not change as frequently as on most DeFi platforms. While interest rates are one criterion for choosing a platform, be aware that there are other considerations as well, such as platform security or the user experience. Also, the risk of investing differs from platform to platform. Please visit our platform check if you are not sure which platform best suits your needs.